If you're dealing with water damage and wondering, “Will my insurance cover the cost of restoration?”, here’s what you should know.
Water Restoration Coverage Depends on Policy and Cause of Damage
Sudden and accidental water damage, like a burst pipe or roof leak, is typically covered under standard homeowner’s or commercial insurance policies. We work directly with insurance companies to ensure policyholders receive the best offers for necessary repairs, minimizing out-of-pocket costs.
Flood damage from outside sources—such as surface water intrusion due to heavy rain, storm surge, or rising groundwater—is usually not covered by standard homeowner’s insurance. Coverage for these types of water damage typically requires a separate flood insurance policy.
Mold Remediation and Other Restoration Services
Mold remediation may be covered if it stems from a covered peril (for example, mold that developed as a result of a burst pipe). However, coverage can vary—so you’ll need to review your policy carefully.
Our professionals offer full-service water mitigation, from emergency water extraction and drying to remediation and repair. We can help strengthen your insurance claim documentation.
How Flood Pros USA Supports Your Insurance Claim
Flood Pros USA is well-equipped to guide property owners through the restoration and insurance process:
We offer free on-site inspections and detailed quotes to help identify damage and establish costs upfront
Our technicians are IICRC‑certified and licensed, enabling us to provide professional restoration services that comply with industry standards
We bill insurance companies directly, reducing the administrative burden on clients and helping ensure coverage is processed correctly
Making the Most of Your Claim
To help your chances of coverage and reduce out-of-pocket costs:
Act quickly: Report the damage to your insurance provider as soon as possible.
Document everything: Take photos, videos, and keep records of the damage and restoration process.
Work with certified professionals: Companies like Flood Pros make consistent restoration decisions, boosting insurer confidence.
Understand your policy details: Know what perils (e.g., burst pipes, roof leaks vs surface flooding) are covered, and whether mold-related cleanup is included.
Restoration providers like Flood Pros USA streamline the process by working directly with insurers, offering free inspections, and helping ensure your claim is supported with professional documentation and service warranties.
We service homeowners in cities throughout Florida. Some include:
- Bradenton, FL
- Clearwater, FL
- Naples, FL
- Orlando, FL
- Panama City, FL
- Sarasota, FL
- St. Petersburg, FL
- Tampa, FL
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